A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the available investment avenues and develop a strategic approach. Here’s a look at...
Running a small business in hospitality is fast-paced, people-focused and often unpredictable. Between managing rosters, customer expectations, suppliers and cash flow, tax and compliance can easily slip down the priority list. Yet for cafés, restaurants, bars and accommodation providers, few things have a bigger impact...
For many small business owners, choosing a business name is one of the most exciting early milestones. But protecting that name with a trademark often gets pushed down the priority list — usually because of cost, complexity, or the assumption that “we’ll deal with it...
Running a small business often means wearing multiple hats. But behind every successful operation, there are usually one or two people whose knowledge, relationships, or leadership are absolutely critical to the business’s success. If something unexpected were to happen to them, the financial impact on...
Maintaining a healthy lifestyle is crucial for business owners, given the demands and stresses that come with managing a business. Here are ten healthy habits that can support business owners in maintaining their physical and mental well-being, thereby enhancing their productivity and decision-making abilities: Regular Exercise: Incorporate...
Not too long ago, in the 1950s, the process of investing was both expensive and time-consuming. People who could afford to invest in stocks only did so via stock brokerages, which virtually monopolised the market. Fixed commissions were the norm — and these were usually...
As I move through the later years of my life, I’ve come to realise that ageing is not just a physical process but an emotional and deeply personal journey. It invites me to pause, reflect, and take stock of what matters most now and in the...
Seeking professional advice when looking to buy a property is an important step, especially if you’re new to the market or dealing with complex situations. Here are some key instances when you should consider consulting a property agent and what they can do for you. When to...
A major rewrite of Australia’s tax rules is needed to make them fairer and more efficient, one of the nation’s top economists has warned. Former Treasury secretary Ken Henry, who led a 2010 review of taxes, said the current system could be streamlined by imposing a...
Higher levels of inflation will stick around for several months, the treasurer has warned, as new figures put pressure on the Reserve Bank to lift interest rates further. Underlying inflation ticked up for January, coming in at 3.4 per cent, up from 3.3 per cent the...