Tax isn’t just a yearly chore — it’s a lifelong consideration. From your first job to retirement, understanding how to manage your tax obligations can make a significant difference to your financial well-being. Each stage of life presents unique opportunities to legally minimise tax, and the...
When Margaret turned 78, she often found herself reminiscing about the life she’d built — the years spent raising her family, her career as a teacher, the travels, and the friendships that stood the test of time. But more than nostalgia, she found herself looking...
Oh, what a thrilling notion — your dream trip! Whether it’s sipping mint tea under a Saharan sunset, wandering misty mountain trails in Japan, or dancing under the stars in a tucked-away Mediterranean village. To start crafting your perfect journey, let’s think about a few essential...
A Self-Managed Super Fund (SMSF) offers individuals more control over their retirement savings, but it comes with significant responsibilities. This checklist outlines key considerations and requirements to help ensure compliance and effective fund management. Understanding Responsibilities As an SMSF trustee, you’re responsible for complying with superannuation and...
Navigating the dual roles of being a parent and a friend to your children presents a unique set of challenges and opportunities. This delicate balance requires careful consideration of boundaries, communication, and emotional intelligence. The ultimate goal is to foster a relationship built on trust, respect,...
Setting off around Australia as a travelling tradie can be one of the most rewarding ways to work — combining freedom, flexibility, and financial opportunity. Whether you’re chasing projects across state borders, filling in demand in regional towns, or just enjoying the open road while staying...
If you haven’t heard much about Payday Super, this is a good starting point. Put simply, Payday Super is about paying super on payday. So, if you’re an employer, from 1 July 2026 you’ll pay your super guarantee obligations at the same time as salary and wages. Although...
Changes to interest rates could have less of an impact on household spending than traditionally thought, which means the Reserve Bank might have to hike or cut harder to achieve its aims. Despite the RBA hiking interest rates in one of its sharpest tightening cycles in...
Property prices grew at the fastest rate in more than two years following the federal government’s expanded deposit guarantee scheme kicking in, but there is not enough evidence of a direct link between the two, housing experts say. Home values grew at 1.1 per cent in...
Whether Australia takes the road to prosperity or stays in the slow lane depends largely on fixing productivity, according to a top Reserve Bank official. Australia’s economy faces three possible paths forward, RBA deputy governor Andrew Hauser told a room of investors on Monday. And which route...