For many business owners, a Business Activity Statement is viewed as a compliance obligation — something that needs to be completed, lodged and paid before the deadline. But your BAS can tell you far more than simply how much tax may be payable. Behind the numbers is...
For years, retirement may unfold exactly as imagined. Travel. Time with grandchildren. Long lunches with friends. Gardening, golf, volunteering or simply enjoying the freedom of having fewer deadlines. Then something changes. Perhaps one partner begins finding household tasks more difficult. A fall leads to a hospital visit. Driving...
Navigating the complex financial landscape is challenging. However, with the right Financial Adviser, you can optimise your investments and ensure a secure financial future. By understanding how clients often perceive missteps in their adviser-client relationship, you can leverage insights to get the most from your...
When Retirement Becomes About People, Purpose and Legacy Years after leaving work, the couple looked back at the retirement plans they had once carefully written. Some had happened exactly as expected. Others had changed completely. There had been memorable holidays, long road trips and destinations that had sat on...
Retirement changes the way you travel. For years, holidays may have been squeezed between work commitments, school calendars and responsibilities waiting at home. Two weeks disappeared in a flash. Three weeks felt indulgent. Every itinerary seemed to involve getting somewhere quickly because there was always a...
In a world that constantly encourages us to strive for more, move faster and achieve the next goal, happiness can sometimes feel like something waiting for us in the future. We tell ourselves we will be happy when we earn more, travel more, retire, renovate the...
Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about — a distant concept that...
While most people are aware of the importance of regular aerobic exercise, the significance of resistance training (aka weight or strength training) is often overlooked. It’s recommended that adults engage in at least two 20- to 30-minute resistance training sessions per week, besides aerobic activities. If...
Sometimes, it may seem as though we have no connection to our formerly young, now-adolescent children. It can be difficult to relate with teenagers as they navigate adolescence by developing their own interests, experimenting with various social groups, testing boundaries, and taking risks. They each develop distinct...
When you run a small business, there are plenty of obvious things to protect — your premises, equipment, vehicles, stock and employees. But one of the greatest risks facing many professional and service-based businesses can be much harder to see. It is the risk attached to...