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Issuing loans or lending money comes with certain risks. This is why the majority of lenders require that borrowers provide a guarantor for their loan.   If the borrower is unable to repay the debt on their own, a guarantor promises to do so in their stead....

DOCTORS’ PRIORITY ISSUES * More than half of patients waiting for urgent care in emergency departments are not seen within a recommended 30-minute window * One in three patients languish in emergency departments for more than four hours * More than 70 per cent of private hospitals are...

Only one in 20 Australian businesses are ready to deploy and leverage AI despite research suggesting almost all jobs will be affected, a report says. The crucial lack of understanding about generative artificial intelligence comes as workers already embracing such tools save about 5.3 hours a...

Three in five Australian voters favour scaling back negative gearing and the capital gains tax discount, new polling suggests. One in five want investment property tax breaks to stay the same, according to the polling by independent consultancy RedBridge Group on behalf of national housing affordability...

Four-year forecasts for state and territory shares of GST are being sought as the pushback against the annual carve-up of the tax continues. A longer forecast window from the Commonwealth Grants Commission would help secure budget bottom lines and reorganise spending if needed, advocates say. Under the...

WHAT IS A DEFAULT OFFER? * The default market offer is a price cap on how much retailers can charge customers on their default energy plans * It is a reference price for market competitors, according to the energy regulator, and is what retailers have to advertise...