DISCLAIMER & LEGAL NOTICES

Disclaimer and Legal Notices. (Please read.)

CPB Financial Services Pty Ltd (“CPB”) ABN 76 008 286 897 and its Advisers are Authorised Representatives and Corporate Credit Representatives of Securitor Financial Group Ltd ABN 48 009 189 495, Australian Financial Services Licence No. 240687, ("Securitor"), is a wholly owned subsidiary of Asgard Wealth Solutions Limited  ABN 28 009 143 597, which is in turn a wholly owned subsidiary of St.George Bank Limited ABN 92 055 513 070 ("St.George"). Asgard Wealth Solutions Limited also owns Asgard Capital Management Ltd ABN 92 009 279 592, Australian Financial Services Licence No. 240695 ("Asgard").

General Advice Warning and Disclosure

Any investment information and general advice ("advice") displayed or given on this website does not take into account any person's personal objectives, financial situation or needs and, because of that, you should, before acting on the advice, consider whether the advice is appropriate for you, having regard to these factors. You should also consider obtaining independent legal, financial and/or other professional advice before making a decision in relation to any investment. In deciding whether to open, or to continue to hold, an account or product, the relevant Product Disclosure Statement or Financial Services Guide for that account or product should be considered. Copies can be obtained from the relevant Fund Manager, Insurance Company, the Product manufacturer or a financial adviser.

Information about the relationships between Securitor and other St George Group companies and the remuneration (including commission) or other benefits that they and any other person can receive in respect of, or that is attributable to, the financial services they provide is set out in the general Financial Services Guide issued by Securitor and available from CPB Financial Services or any authorised representative of Securitor.

Limitation of Liability

While the information displayed on this website is based on information obtained from sources which are believed to be reliable, it has not been independently verified and no warranties are given that it is complete, accurate, up to date or fit for the purpose for which it is required. It should be noted that past performance is not necessarily indicative, nor a guarantee, of future performance. All information displayed on the website, including but not limited to product and service information, fees, unit and share prices, gearing and interest rates, tax information and performance figures, is subject to change without notice.

To the maximum extent permitted by law, neither CPB Financial Services Pty Ltd, its Authorised representatives, Securitor, Asgard Wealth Solutions Ltd, Asgard nor any other member of the St.George Group will be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly as a result of reliance on, use of or inability to use any information displayed on this website. Where liability cannot be excluded by law then, to the extent permissible by law, liability is limited to the resupply of the information or the reasonable cost of having the information resupplied.

Third Party Information and Links

Some of the information displayed on this website may be provided by third parties. CPB Financial Services Pty Ltd, Securitor or The Asgard Wealth Solutions Group is not in any way responsible for and does not guarantee the quality or accuracy of any Third Party Information.

This website may also contain links to websites operated by third parties ("Third Parties") who are not related to CPB Financial Services Pty Ltd, Securitor or The Asgard Wealth Solutions Group ("Third Party Web Sites"). These links are provided for convenience only and do not represent any endorsement or approval by CPB Financial Services Pty Ltd, Securitor or The Asgard Wealth Solutions Group of those Third Parties or the information, products or services displayed or offered on the Third Party Web Sites.

To the maximum extent permitted by law, CPB Financial Services Pty Ltd, Securitor or The Asgard Wealth Solutions Group will not be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly from reliance on, the use of or inability to use any Third Party Information or Third Party Web Sites.