Client Seminar Series.
Held Tuesday May 11th 2010
6pm-7.30pm Osmond Tce Function Centre Norwood.
Guest Speakers:
Jonathon Pain, respected market commentator well known for his contrary views and insightful analysis of the Australian and World economies.
Tony Bongiorno, an enlightening and entertaining speaker with a life time's experience in the financial sector and
John Morgan, a retiree with a story to tell.
There was an excellent turn out to hear Jonathon Pain deliver his thoughts on the state of the Australian and World economies. Jonathon encouraged us to think about 'submerging' nations and 'emerging' nations rather than divide the World in the traditional 'developed' and 'developing' nations. This referred to the debt levels carried by Countries such as USA, Greece, Spain, Japan (and others) compared to that of the emerging Countries like China, India, Indonesia, Vietnam (to name a few).
Jonathon spoke of the fact that the US for example needed (and would) become net savers in days to come rather than net spenders, whereas the Chinas and Indias of the world would be net spenders rather than net savers as they 'emerge', urbanise and commoditise.
In delivering his rationale, Jonathon provided many examples and illustrations from his extensive reading, as well as from his personal experience overseas in the UK, the Middle East and Asia.
Given Australia's geographical position and existing relationships with the Asian economies, Jonathon is optimistic about Australia's prospect of continued strong economic growth.
Tony Bongiorno then shared from his enormous 'kit bag' of experience in the financial services sector and spoke with us about the history of pensions and superannuation in Australia. In his inimitable anecdotal style, Tony shared his logic with colourful stories, (the good kind!) and illustrations leaving the audience with the clear message that Super has been and will continue to be the correct and most advantageous structure for most people to fund and manage retirement savings.
Which brought us to John Morgan. John's speaking credentials for the evening were simply that he is a client and therefore could tell the story of his own journey to retirement with conviction. John's also worked as an economic forecaster, a treasury analyst and then in his own Company developing analytical software and spreadsheets for the financial services sector.
His message when approaching retirement and wondering "How much is enough?' was fourfold. Know what you want to do in retirement, make some return and inflation assumptions, think about how long the money should last and finally about what you want to leave to others when you are gone.
John also encouraged retirees not to be afraid of using their accumulated capital in a measured way at retirement, for in the end that is the purpose for which it was saved!!
Questions, drinks and canapes ended an enjoyable evening.
If you are an existing client of ours and would like attend the next Seminar (Sept / Oct) please email cpb@cpb.com.au and we will ensure that you are sent the details when to hand.
If you are not a client, but would like to attend, you are (of course) most welcome. Please contact Marcia at our office who will answer any questions you may have.(Ph: 8341 2411).
Robert Steventon.
Securitor Rising Star Adviser of the Year 2010.
Colleagues, clients and associates of CPB Financial Services would like to congratulate Robert for winning the Securitor Financial Group, South Australian Rising Star Adviser of the Year Award for 2010.
Robert's Award was given in recognition of his commitment to excellence as a financial planner and is a significant career achievement. Well done to Robert and to all those who support him at CPB.
Neil Younger, Head of Securitor Dealer Services presents Robert with his Award.
Welcome to CPB Financial Services.
Relationships - Solutions - Support
Achieving your goals
This site contains information about who we are, what we do and how you can contact us to discuss your own circumstances. It will assist you in learning more about our services and be a valuable resource for financial information.
There are some tools, such as "Calculators" which you can use to obtain snapshot feedback on your own situation. There are articles of interest on investment, asset protection and financial planning that can be found in our "News" section as well as a number of economic reports. We have also included some technical papers explaining a little of the regulation and legislation that surrounds the financial services industry in Australia.
Today, more than ever it is important to be well informed so that you can make wise choices. The choices you make will determine the security and well being of your tomorrows. Far more important than returns and markets and products, is the enduring value that is derived from a personal financial plan, put together by a professional who possess not only good information, but the judgement and experience to implement it wisely.
At CPB we form relationships with people that enable us to understand their circumstances, identify their challenges, needs and wants and develop solutions to achieve their goals.
We help clients implement their plan and then we monitor and review the advice that we've given, so that it stays relevant as people's circumstances change.
CPB Financial Services Pty Ltd and our Financial Planners are Authorised Representatives of Securitor Financial Group. Securitor is an Australian Financial Services Licensee and a Principal member of the Financial Planning Association of Australia.
We choose to partner with Securitor for their ability to provide us with excellent technical services, access to compliance professionals, leading edge software, quality administration platforms as well as an extensive range of carefully researched financial products and services.
We look forward to assisting you, simply phone us or use the "contact us" link on this website.
CPB Financial Services. Relationships - Solutions - Support.
